Make a Payment

Description

The makeAPayment endpoint is used to submit a payment request to a payment gateway. An "authorization" (auth) will be submitted for credit cards or PINless debit cards used as a credit card. A "sale" will be submitted for an eCheck or for PINless debit cards used as a debit card.

Requests can be done with a "new payment method" or an "existing payment method." New payment methods are those that the user enters manually, whereas existing payment methods are those that have been "tokenized" and can be used without entering the full card information.

Request

Endpoint

/ui/v1/makeAPayment

Method

POST
Content-Type: application/json
Authorization: Basic $TOKEN

Note

Replace $TOKEN in the request with the base64-encoded username/password combination in the format username:password.

Given a username of username and a password of password, the request header would appear as follows:

Content-Type: application/json
Authorization: Basic dXNlcm5hbWU6cGFzc3dvcmQ=

Attributes

ELEMENT DESCRIPTION FORMAT
money Required

Array index
• amount Required

Payment amount
10.00
• currency Required

array index
•• currencyCode Required

3-character currency code
Currency Codes
paymentType Required

Type of payment
• SINGLE_PAYMENT
• SPLIT_PAYMENT
consolidatedPayInfo Required

Array index
• payments Required

Array index
•• type Required

Type of payment method being used
• creditcard
• echeck
• pinlessdebitcard
• paypal
•• paymentMethodType Required

Payment method type name
Payment Method Types
•• cardNetworkName Conditional
Applies to credit card and debit card payments only.

Card network name
Card Networks
•• nameOnCard Conditional
Required for Realex

Cardholder's name
John Smith
•• firstName Conditional
Required for CyberSource, PayPal

Cardholder's first name
John
•• lastName Conditional
Required for CyberSource, PayPal

Card holder's last name
Smith
•• cardNumber Conditional
Required for credit cards or PINless debit cards

Credit/debit card number
4111111111111111
•• expiryMonth Conditional
Required for credit cards or PINless debit cards

2-digit expiration month
01
•• expiryYear Conditional
Required for credit cards or PINless debit cards

2-digit expiration year
19
•• CVN Conditional
Required if CVV validation is enabled

CVV/CVN
4 digits for American Express cards, 3 digits for others
•• processDebitOrCredit Conditional
Required for PINless debit

Whether a transaction will be processed as credit or debit
• debit
• credit
•• subscriptionId Conditional
Required if using a saved/tokenized payment method

Subscription ID
1122334455667788
•• routingNumber Conditional
Required for eCheck

Bank account's routing number
0111111111
•• accountNumber Conditional
Required for eCheck

Account Number
1234567890
•• bankName Optional
Optional for eCheck

Bank name
Test Bank
•• accountType Optional
Optional for eCheck

Type of bank account
Account Types
•• billingAddress Conditional
Required if billing address validation is enabled

Array index
••• country Conditional
Required if billing address validation is enabled

Billing address country
Country Code
••• state Conditional
Required if billing address validation is enabled

Billing address state (US) or province (Canada)
States/Provinces
••• city Conditional
Required if billing address validation is enabled

Billing address city
Atlanta
••• addressLine1 Conditional
Required if billing address validation is enabled

Street address
123 Maple Street
••• addressLine2 Optional

Apartment/suite number
Apt. 2A
••• zipCode Conditional
Required if billing address validation is enabled

Billing address ZIP/postal code
12345
•• money Required

Amount
10.00 or 1000
Include decimal (e.g., 10.00) for CyberSource, omit (e.g., 1000) for Realex
•• currency Required

Array index
••• currencyCode Required

3-character currency code
Currency Codes
•• paymentGatewayType Required

Array index
••• name Required

Name of payment gateway processing the payment
Payment Gateways
•• payWith Required

New or saved payment method
• NEW_PAYMENT_METHOD
• EXISTING_PAYMENT_METHOD

Credit Card Payment

Request (New Payment Method)

{
    "money": {
        "amount": "10.00",
        "currency": {
            "currencyCode": "USD"
        }
    },
    "paymentType": "SINGLE_PAYMENT",
    "consolidatedPayInfo": {
        "payments": [{
                "type": "creditcard",
                "paymentMethodType": "CREDIT_CARD",
                "cardNetworkName": "VISA",
                "nameOnCard": "",
                "firstName": "John",
                "lastName": "Smith",
                "cardNumber": "4111111111111111",
                "expiryMonth": "09",
                "expiryYear": "19",
                "cvn": "123",
                "processDebitOrCredit": "",
                "subscriptionId": "",
                "billingAddress": {
                    "country": "USA",
                    "state": "GA",
                    "city": "Atlanta",
                    "addressLine1": "123 Maple Street",
                    "addressLine2": "Apt. 2A",
                    "zipCode": "12345"
                },
                "money": {
                    "amount": "10.00",
                    "currency": {
                        "currencyCode": "USD"
                    }
                },
                "paymentGatewayType": {
                    "name": "CYBERSOURCE"
                },
                "payWith": "NEW_PAYMENT_METHOD"
            }
        ]
    },
    "paymentCycle": "ONCE",
    "transactionType": {
        "name": "AUTH"
    },
    "ssoEnabledInd": "false",
    "threeDSecurePaReq": "",
    "threeDSecureURL": "",
    "threeDSecureVISAPit": "",
    "realexRequestId": "",
    "threeDSecureEncodedMD": "",
    "password": "password",
    "invoiceNumber": "",
    "sameAsUserAddress": [false, false]
}

Response (New Payment Method)

{
    "tiList": [{
            "id": 1,
            "originalOrderId": "b3cbe2a4-af3c-4e05-9248-87d1c9dcf64f",
            "pymtGtwyRefNumber": "5130104681316193204009",
            "authCode": "831000",
            "parentPymtGtwyRefNumber": null,
            "paymentGateway": {
                "id": null,
                "paymentGatewayType": {
                    "value": "CyberSource",
                    "name": "CYBERSOURCE"
                },
                "displayName": null,
                "createdDateTime": null,
                "lastUpdatedDateTime": null
            },
            "money": {
                "amount": 10.000,
                "currency": {
                    "id": null,
                    "currencyCode": "USD",
                    "currencyText": null,
                    "currencySymbol": null,
                    "fractionalUnit": null,
                    "numOfDecimalPlaces": null,
                    "supportedByVisaCheckout": false,
                    "createdDateTime": null
                }
            },
            "orderId": "b3cbe2a4-af3c-4e05-9248-87d1c9dcf64f",
            "splitPaymentsTxnSequence": "2",
            "encryptedPaymentMethod": "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",
            "paymentMethodType": {
                "value": "VISA",
                "name": "VISA"
            },
            "encodedMetaData": null,
            "responseMsg": "ACCEPT",
            "responseCode": "100",
            "createdDateTime": 1513010468000,
            "lastUpdatedDateTime": null,
            "transactionStatus": {
                "value": "Success",
                "name": "SUCCESS"
            },
            "application": {
                "id": 1,
                "applicationName": "Test Channel",
                "channelStatus": {
                    "value": "Active",
                    "name": "ACTIVE"
                },
                "channelType": {
                    "value": "Internal",
                    "name": "INTERNAL"
                },
                "createdDateTime": 1513010147000,
                "companyId": 1,
                "lockedDateTime": null,
                "lockedByUserId": null,
                "paymentMethods": [{
                        "id": 5,
                        "paymentMethodType": {
                            "value": "PINless Debit Card",
                            "name": "PIN_LESS_DEBIT_CARD"
                        },
                        "paymentGateway": {
                            "id": null,
                            "paymentGatewayType": {
                                "value": "CyberSource",
                                "name": "CYBERSOURCE"
                            },
                            "displayName": null,
                            "createdDateTime": null,
                            "lastUpdatedDateTime": null
                        },
                        "cardBrand": {
                            "value": "VISA Debit",
                            "name": "VISA_DEBIT"
                        },
                        "cardId": 133,
                        "createdUserId": 1,
                        "lastModifiedUserId": null,
                        "createdDateTime": 1513010181000,
                        "lastUpdatedDateTime": null,
                        "position": 42
                    }, {
                        "id": 1,
                        "paymentMethodType": {
                            "value": "Credit Card",
                            "name": "CREDIT_CARD"
                        },
                        "paymentGateway": {
                            "id": null,
                            "paymentGatewayType": {
                                "value": "CyberSource",
                                "name": "CYBERSOURCE"
                            },
                            "displayName": null,
                            "createdDateTime": null,
                            "lastUpdatedDateTime": null
                        },
                        "cardBrand": {
                            "value": "VISA",
                            "name": "VISA"
                        },
                        "cardId": 101,
                        "createdUserId": 1,
                        "lastModifiedUserId": null,
                        "createdDateTime": 1513010180000,
                        "lastUpdatedDateTime": null,
                        "position": 11
                    }, {
                        "id": 7,
                        "paymentMethodType": {
                            "value": "eCheck",
                            "name": "ECHECK"
                        },
                        "paymentGateway": {
                            "id": null,
                            "paymentGatewayType": {
                                "value": "CyberSource",
                                "name": "CYBERSOURCE"
                            },
                            "displayName": null,
                            "createdDateTime": null,
                            "lastUpdatedDateTime": null
                        },
                        "cardBrand": {
                            "value": "eCheck",
                            "name": "ECHECK"
                        },
                        "cardId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": null,
                        "createdDateTime": 1513010181000,
                        "lastUpdatedDateTime": null,
                        "position": 47
                    }, {
                        "id": 9,
                        "paymentMethodType": {
                            "value": "PayPal",
                            "name": "PAYPAL"
                        },
                        "paymentGateway": {
                            "id": null,
                            "paymentGatewayType": {
                                "value": "PayPal",
                                "name": "PAYPAL"
                            },
                            "displayName": null,
                            "createdDateTime": null,
                            "lastUpdatedDateTime": null
                        },
                        "cardBrand": {
                            "value": "PayPal",
                            "name": "PAYPAL"
                        },
                        "cardId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": null,
                        "createdDateTime": 1513010181000,
                        "lastUpdatedDateTime": null,
                        "position": 50
                    }, {
                        "id": 8,
                        "paymentMethodType": {
                            "value": "VISA Checkout",
                            "name": "VISA_CHECKOUT"
                        },
                        "paymentGateway": {
                            "id": null,
                            "paymentGatewayType": {
                                "value": "CyberSource",
                                "name": "CYBERSOURCE"
                            },
                            "displayName": null,
                            "createdDateTime": null,
                            "lastUpdatedDateTime": null
                        },
                        "cardBrand": {
                            "value": "VISA Checkout",
                            "name": "VISA_CHECKOUT"
                        },
                        "cardId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": null,
                        "createdDateTime": 1513010181000,
                        "lastUpdatedDateTime": null,
                        "position": 48
                    }
                ],
                "createdUserId": 1,
                "lastModifiedUserId": 1,
                "userCount": null,
                "assignedPaymentMethods": null,
                "message": null
            },
            "geolocationInfo": "{\"city\":\"Arnold\",\"country\":{\"name\":\"United States\",\"code\":\"US\"},\"location\":{\"accuracy_radius\":1000,\"latitude\":38.4231,\"longitude\":-90.4006,\"time_zone\":\"America/Chicago\"},\"ip\":\"74.223.27.18\",\"remoteHost\":\"127.0.0.1\",\"userAgent\":\"Mozilla/5.0 (Windows NT 6.1; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/63.0.3239.84 Safari/537.36\"}",
            "transactionType": {
                "value": "Auth",
                "name": "AUTH"
            },
            "batchStatus": {
                "value": "New",
                "name": "NEW"
            },
            "lockedDateTime": null,
            "lockedByUserId": null,
            "createdUserId": 3,
            "lastModifiedUserId": null,
            "reconcileTransactionRefNumber": null,
            "batchID": null,
            "voidActionInd": false,
            "refundActionInd": false,
            "captureActionInd": false,
            "paymentType": "SINGLE_PAYMENT",
            "recurringInd": false,
            "paymentCycle": "ONCE",
            "totalRefundedAmount": null,
            "refundStatus": {
                "value": "None",
                "name": "NONE"
            },
            "refundMethod": null,
            "scheduledPaymentDateTime": null,
            "subscriptionId": "",
            "transactionOwnerId": 3,
            "vcOrderId": null,
            "invoiceNumber": "",
            "returnURL": null,
            "cancelURL": null,
            "geoLocation": null,
            "paymentRedirectURL": null,
            "cardType": null,
            "realex3DSecureVISAPit": "",
            "realex3DSecureURL": "",
            "realex3DSecurePaReq": "",
            "realex3DSecureEncodedMD": "",
            "realexRequestID": "",
            "createdUserName": null,
            "capturePymtGtwyRefNumber": null,
            "transactionOwnerUserName": null,
            "ipaymentMethod": null,
            "ssoenabledInd": ""
        }
    ]
}

Request (Tokenized Payment Method)

{
    "money": {
        "amount": "10.00",
        "currency": {
            "currencyCode": "USD"
        }
    },
    "paymentType": "SINGLE_PAYMENT",
    "consolidatedPayInfo": {
        "payments": [{
                "type": "creditcard",
                "paymentMethodType": "CREDIT_CARD",
                "cardNetworkName": "VISA",
                "nameOnCard": "",
                "firstName": "",
                "lastName": "",
                "cardNumber": "Ending in 1111",
                "expiryMonth": "",
                "expiryYear": "",
                "cvn": "123",
                "processDebitOrCredit": "",
                "subscriptionId": "9909000191270720",
                "billingAddress": {
                    "country": "USA",
                    "state": "AL",
                    "city": "",
                    "addressLine1": "",
                    "addressLine2": "",
                    "zipCode": ""
                },
                "money": {
                    "amount": "10.00",
                    "currency": {
                        "currencyCode": "USD"
                    }
                },
                "paymentGatewayType": {
                    "name": "CYBERSOURCE"
                },
                "payWith": "EXISTING_PAYMENT_METHOD"
            }
        ]
    },
    "paymentCycle": "ONCE",
    "transactionType": {
        "name": "AUTH"
    },
    "ssoEnabledInd": "false",
    "threeDSecurePaReq": "",
    "threeDSecureURL": "",
    "threeDSecureVISAPit": "",
    "realexRequestId": "",
    "threeDSecureEncodedMD": "",
    "password": "password",
    "invoiceNumber": "",
    "sameAsUserAddress": [false, false]
}

Reponse (Tokenized Payment Method)

{
    "tiList": [{
            "id": 7,
            "originalOrderId": "3fa55cc0-61e4-43ef-bee0-a427917448db",
            "pymtGtwyRefNumber": "5130111545266653104008",
            "authCode": "831000",
            "parentPymtGtwyRefNumber": null,
            "paymentGateway": {
                "id": null,
                "paymentGatewayType": {
                    "value": "CyberSource",
                    "name": "CYBERSOURCE"
                },
                "displayName": null,
                "createdDateTime": null,
                "lastUpdatedDateTime": null
            },
            "money": {
                "amount": 10.000,
                "currency": {
                    "id": null,
                    "currencyCode": "USD",
                    "currencyText": null,
                    "currencySymbol": null,
                    "fractionalUnit": null,
                    "numOfDecimalPlaces": null,
                    "supportedByVisaCheckout": false,
                    "createdDateTime": null
                }
            },
            "orderId": "3fa55cc0-61e4-43ef-bee0-a427917448db",
            "splitPaymentsTxnSequence": "2",
            "encryptedPaymentMethod": "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",
            "paymentMethodType": {
                "value": "VISA",
                "name": "VISA"
            },
            "encodedMetaData": null,
            "responseMsg": "ACCEPT",
            "responseCode": "100",
            "createdDateTime": 1513011154000,
            "lastUpdatedDateTime": null,
            "transactionStatus": {
                "value": "Success",
                "name": "SUCCESS"
            },
            "application": {
                "id": 1,
                "applicationName": "Test Channel",
                "channelStatus": {
                    "value": "Active",
                    "name": "ACTIVE"
                },
                "channelType": {
                    "value": "Internal",
                    "name": "INTERNAL"
                },
                "createdDateTime": 1513010147000,
                "companyId": 1,
                "lockedDateTime": null,
                "lockedByUserId": null,
                "paymentMethods": [{
                        "id": 5,
                        "paymentMethodType": {
                            "value": "PINless Debit Card",
                            "name": "PIN_LESS_DEBIT_CARD"
                        },
                        "paymentGateway": {
                            "id": null,
                            "paymentGatewayType": {
                                "value": "CyberSource",
                                "name": "CYBERSOURCE"
                            },
                            "displayName": null,
                            "createdDateTime": null,
                            "lastUpdatedDateTime": null
                        },
                        "cardBrand": {
                            "value": "VISA Debit",
                            "name": "VISA_DEBIT"
                        },
                        "cardId": 133,
                        "createdUserId": 1,
                        "lastModifiedUserId": null,
                        "createdDateTime": 1513010181000,
                        "lastUpdatedDateTime": null,
                        "position": 42
                    }, {
                        "id": 1,
                        "paymentMethodType": {
                            "value": "Credit Card",
                            "name": "CREDIT_CARD"
                        },
                        "paymentGateway": {
                            "id": null,
                            "paymentGatewayType": {
                                "value": "CyberSource",
                                "name": "CYBERSOURCE"
                            },
                            "displayName": null,
                            "createdDateTime": null,
                            "lastUpdatedDateTime": null
                        },
                        "cardBrand": {
                            "value": "VISA",
                            "name": "VISA"
                        },
                        "cardId": 101,
                        "createdUserId": 1,
                        "lastModifiedUserId": null,
                        "createdDateTime": 1513010180000,
                        "lastUpdatedDateTime": null,
                        "position": 11
                    }, {
                        "id": 7,
                        "paymentMethodType": {
                            "value": "eCheck",
                            "name": "ECHECK"
                        },
                        "paymentGateway": {
                            "id": null,
                            "paymentGatewayType": {
                                "value": "CyberSource",
                                "name": "CYBERSOURCE"
                            },
                            "displayName": null,
                            "createdDateTime": null,
                            "lastUpdatedDateTime": null
                        },
                        "cardBrand": {
                            "value": "eCheck",
                            "name": "ECHECK"
                        },
                        "cardId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": null,
                        "createdDateTime": 1513010181000,
                        "lastUpdatedDateTime": null,
                        "position": 47
                    }, {
                        "id": 9,
                        "paymentMethodType": {
                            "value": "PayPal",
                            "name": "PAYPAL"
                        },
                        "paymentGateway": {
                            "id": null,
                            "paymentGatewayType": {
                                "value": "PayPal",
                                "name": "PAYPAL"
                            },
                            "displayName": null,
                            "createdDateTime": null,
                            "lastUpdatedDateTime": null
                        },
                        "cardBrand": {
                            "value": "PayPal",
                            "name": "PAYPAL"
                        },
                        "cardId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": null,
                        "createdDateTime": 1513010181000,
                        "lastUpdatedDateTime": null,
                        "position": 50
                    }, {
                        "id": 8,
                        "paymentMethodType": {
                            "value": "VISA Checkout",
                            "name": "VISA_CHECKOUT"
                        },
                        "paymentGateway": {
                            "id": null,
                            "paymentGatewayType": {
                                "value": "CyberSource",
                                "name": "CYBERSOURCE"
                            },
                            "displayName": null,
                            "createdDateTime": null,
                            "lastUpdatedDateTime": null
                        },
                        "cardBrand": {
                            "value": "VISA Checkout",
                            "name": "VISA_CHECKOUT"
                        },
                        "cardId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": null,
                        "createdDateTime": 1513010181000,
                        "lastUpdatedDateTime": null,
                        "position": 48
                    }
                ],
                "createdUserId": 1,
                "lastModifiedUserId": 1,
                "userCount": null,
                "assignedPaymentMethods": null,
                "message": null
            },
            "geolocationInfo": "{\"city\":\"Arnold\",\"country\":{\"name\":\"United States\",\"code\":\"US\"},\"location\":{\"accuracy_radius\":1000,\"latitude\":38.4231,\"longitude\":-90.4006,\"time_zone\":\"America/Chicago\"},\"ip\":\"74.223.27.18\",\"remoteHost\":\"127.0.0.1\",\"userAgent\":\"Mozilla/5.0 (Windows NT 6.1; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/63.0.3239.84 Safari/537.36\"}",
            "transactionType": {
                "value": "Auth",
                "name": "AUTH"
            },
            "batchStatus": {
                "value": "New",
                "name": "NEW"
            },
            "lockedDateTime": null,
            "lockedByUserId": null,
            "createdUserId": 3,
            "lastModifiedUserId": null,
            "reconcileTransactionRefNumber": null,
            "batchID": null,
            "voidActionInd": false,
            "refundActionInd": false,
            "captureActionInd": false,
            "paymentType": "SINGLE_PAYMENT",
            "recurringInd": false,
            "paymentCycle": "ONCE",
            "totalRefundedAmount": null,
            "refundStatus": {
                "value": "None",
                "name": "NONE"
            },
            "refundMethod": null,
            "scheduledPaymentDateTime": null,
            "subscriptionId": "9909000191270720",
            "transactionOwnerId": 3,
            "vcOrderId": null,
            "invoiceNumber": "",
            "returnURL": null,
            "cancelURL": null,
            "geoLocation": null,
            "paymentRedirectURL": null,
            "cardType": null,
            "realex3DSecureVISAPit": "",
            "realex3DSecureURL": "",
            "realex3DSecurePaReq": "",
            "realex3DSecureEncodedMD": "",
            "realexRequestID": "",
            "createdUserName": null,
            "capturePymtGtwyRefNumber": null,
            "transactionOwnerUserName": null,
            "ipaymentMethod": null,
            "ssoenabledInd": ""
        }
    ]
}

PINless Debit Card Payment

Request (New Payment Method)

{
    "money": {
        "amount": "10.00",
        "currency": {
            "currencyCode": "USD"
        }
    },
    "paymentType": "SINGLE_PAYMENT",
    "consolidatedPayInfo": {
        "payments": [{
                "type": "pinlessdebitcard",
                "paymentMethodType": "PIN_LESS_DEBIT_CARD",
                "cardNetworkName": "VISA_DEBIT",
                "nameOnCard": "",
                "firstName": "John",
                "lastName": "Smith",
                "cardNumber": "4002269999999999",
                "expiryMonth": "11",
                "expiryYear": "19",
                "cvn": "123",
                "processDebitOrCredit": "debit",
                "subscriptionId": "",
                "billingAddress": {
                    "country": "USA",
                    "state": "GA",
                    "city": "Atlanta",
                    "addressLine1": "123 Maple Street",
                    "addressLine2": "Apt. 2A",
                    "zipCode": "12345"
                },
                "money": {
                    "amount": "10.00",
                    "currency": {
                        "currencyCode": "USD"
                    }
                },
                "paymentGatewayType": {
                    "name": "CYBERSOURCE"
                },
                "payWith": "NEW_PAYMENT_METHOD"
            }
        ]
    },
    "paymentCycle": "ONCE",
    "transactionType": {
        "name": "AUTH"
    },
    "ssoEnabledInd": "false",
    "threeDSecurePaReq": "",
    "threeDSecureURL": "",
    "threeDSecureVISAPit": "",
    "realexRequestId": "",
    "threeDSecureEncodedMD": "",
    "password": "password",
    "invoiceNumber": "",
    "sameAsUserAddress": [false, false]
}

Response (New Payment Method)

{
    "tiList": [{
            "id": 8,
            "originalOrderId": "0333b65b-55e4-434f-85bb-deea53afc8ea",
            "pymtGtwyRefNumber": "5130113008216383004011",
            "authCode": "832000",
            "parentPymtGtwyRefNumber": null,
            "paymentGateway": {
                "id": null,
                "paymentGatewayType": {
                    "value": "CyberSource",
                    "name": "CYBERSOURCE"
                },
                "displayName": null,
                "createdDateTime": null,
                "lastUpdatedDateTime": null
            },
            "money": {
                "amount": 10.000,
                "currency": {
                    "id": null,
                    "currencyCode": "USD",
                    "currencyText": null,
                    "currencySymbol": null,
                    "fractionalUnit": null,
                    "numOfDecimalPlaces": null,
                    "supportedByVisaCheckout": false,
                    "createdDateTime": null
                }
            },
            "orderId": "0333b65b-55e4-434f-85bb-deea53afc8ea",
            "splitPaymentsTxnSequence": "2",
            "encryptedPaymentMethod": "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",
            "paymentMethodType": {
                "value": "VISA Debit",
                "name": "VISA_DEBIT"
            },
            "encodedMetaData": null,
            "responseMsg": "ACCEPT",
            "responseCode": "100",
            "createdDateTime": 1513011301000,
            "lastUpdatedDateTime": null,
            "transactionStatus": {
                "value": "Success",
                "name": "SUCCESS"
            },
            "application": {
                "id": 1,
                "applicationName": "Test Channel",
                "channelStatus": {
                    "value": "Active",
                    "name": "ACTIVE"
                },
                "channelType": {
                    "value": "Internal",
                    "name": "INTERNAL"
                },
                "createdDateTime": 1513010147000,
                "companyId": 1,
                "lockedDateTime": null,
                "lockedByUserId": null,
                "paymentMethods": [{
                        "id": 5,
                        "paymentMethodType": {
                            "value": "PINless Debit Card",
                            "name": "PIN_LESS_DEBIT_CARD"
                        },
                        "paymentGateway": {
                            "id": null,
                            "paymentGatewayType": {
                                "value": "CyberSource",
                                "name": "CYBERSOURCE"
                            },
                            "displayName": null,
                            "createdDateTime": null,
                            "lastUpdatedDateTime": null
                        },
                        "cardBrand": {
                            "value": "VISA Debit",
                            "name": "VISA_DEBIT"
                        },
                        "cardId": 133,
                        "createdUserId": 1,
                        "lastModifiedUserId": null,
                        "createdDateTime": 1513010181000,
                        "lastUpdatedDateTime": null,
                        "position": 42
                    }, {
                        "id": 1,
                        "paymentMethodType": {
                            "value": "Credit Card",
                            "name": "CREDIT_CARD"
                        },
                        "paymentGateway": {
                            "id": null,
                            "paymentGatewayType": {
                                "value": "CyberSource",
                                "name": "CYBERSOURCE"
                            },
                            "displayName": null,
                            "createdDateTime": null,
                            "lastUpdatedDateTime": null
                        },
                        "cardBrand": {
                            "value": "VISA",
                            "name": "VISA"
                        },
                        "cardId": 101,
                        "createdUserId": 1,
                        "lastModifiedUserId": null,
                        "createdDateTime": 1513010180000,
                        "lastUpdatedDateTime": null,
                        "position": 11
                    }, {
                        "id": 7,
                        "paymentMethodType": {
                            "value": "eCheck",
                            "name": "ECHECK"
                        },
                        "paymentGateway": {
                            "id": null,
                            "paymentGatewayType": {
                                "value": "CyberSource",
                                "name": "CYBERSOURCE"
                            },
                            "displayName": null,
                            "createdDateTime": null,
                            "lastUpdatedDateTime": null
                        },
                        "cardBrand": {
                            "value": "eCheck",
                            "name": "ECHECK"
                        },
                        "cardId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": null,
                        "createdDateTime": 1513010181000,
                        "lastUpdatedDateTime": null,
                        "position": 47
                    }, {
                        "id": 9,
                        "paymentMethodType": {
                            "value": "PayPal",
                            "name": "PAYPAL"
                        },
                        "paymentGateway": {
                            "id": null,
                            "paymentGatewayType": {
                                "value": "PayPal",
                                "name": "PAYPAL"
                            },
                            "displayName": null,
                            "createdDateTime": null,
                            "lastUpdatedDateTime": null
                        },
                        "cardBrand": {
                            "value": "PayPal",
                            "name": "PAYPAL"
                        },
                        "cardId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": null,
                        "createdDateTime": 1513010181000,
                        "lastUpdatedDateTime": null,
                        "position": 50
                    }, {
                        "id": 8,
                        "paymentMethodType": {
                            "value": "VISA Checkout",
                            "name": "VISA_CHECKOUT"
                        },
                        "paymentGateway": {
                            "id": null,
                            "paymentGatewayType": {
                                "value": "CyberSource",
                                "name": "CYBERSOURCE"
                            },
                            "displayName": null,
                            "createdDateTime": null,
                            "lastUpdatedDateTime": null
                        },
                        "cardBrand": {
                            "value": "VISA Checkout",
                            "name": "VISA_CHECKOUT"
                        },
                        "cardId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": null,
                        "createdDateTime": 1513010181000,
                        "lastUpdatedDateTime": null,
                        "position": 48
                    }
                ],
                "createdUserId": 1,
                "lastModifiedUserId": 1,
                "userCount": null,
                "assignedPaymentMethods": null,
                "message": null
            },
            "geolocationInfo": "{\"city\":\"Arnold\",\"country\":{\"name\":\"United States\",\"code\":\"US\"},\"location\":{\"accuracy_radius\":1000,\"latitude\":38.4231,\"longitude\":-90.4006,\"time_zone\":\"America/Chicago\"},\"ip\":\"74.223.27.18\",\"remoteHost\":\"127.0.0.1\",\"userAgent\":\"Mozilla/5.0 (Windows NT 6.1; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/63.0.3239.84 Safari/537.36\"}",
            "transactionType": {
                "value": "Sale",
                "name": "SALE"
            },
            "batchStatus": {
                "value": "Processed",
                "name": "PROCESSED"
            },
            "lockedDateTime": null,
            "lockedByUserId": null,
            "createdUserId": 3,
            "lastModifiedUserId": null,
            "reconcileTransactionRefNumber": "832000",
            "batchID": null,
            "voidActionInd": false,
            "refundActionInd": false,
            "captureActionInd": false,
            "paymentType": "SINGLE_PAYMENT",
            "recurringInd": false,
            "paymentCycle": "ONCE",
            "totalRefundedAmount": null,
            "refundStatus": {
                "value": "None",
                "name": "NONE"
            },
            "refundMethod": null,
            "scheduledPaymentDateTime": null,
            "subscriptionId": "",
            "transactionOwnerId": 3,
            "vcOrderId": null,
            "invoiceNumber": "",
            "returnURL": null,
            "cancelURL": null,
            "geoLocation": null,
            "paymentRedirectURL": null,
            "cardType": null,
            "realex3DSecureVISAPit": "",
            "realex3DSecureURL": "",
            "realex3DSecurePaReq": "",
            "realex3DSecureEncodedMD": "",
            "realexRequestID": "",
            "createdUserName": null,
            "capturePymtGtwyRefNumber": null,
            "transactionOwnerUserName": null,
            "ipaymentMethod": null,
            "ssoenabledInd": ""
        }
    ]
}

Request (Tokenized Payment Method)

{
    "money": {
        "amount": "10.00",
        "currency": {
            "currencyCode": "USD"
        }
    },
    "paymentType": "SINGLE_PAYMENT",
    "consolidatedPayInfo": {
        "payments": [{
                "type": "pinlessdebitcard",
                "paymentMethodType": "PIN_LESS_DEBIT_CARD",
                "cardNetworkName": "VISA_DEBIT",
                "nameOnCard": "",
                "firstName": "",
                "lastName": "",
                "cardNumber": "Ending in 9999",
                "expiryMonth": "",
                "expiryYear": "",
                "cvn": "123",
                "processDebitOrCredit": "debit",
                "subscriptionId": "9909000191272296",
                "billingAddress": {
                    "country": "USA",
                    "state": "AL",
                    "city": "",
                    "addressLine1": "",
                    "addressLine2": "",
                    "zipCode": ""
                },
                "money": {
                    "amount": "10.00",
                    "currency": {
                        "currencyCode": "USD"
                    }
                },
                "paymentGatewayType": {
                    "name": "CYBERSOURCE"
                },
                "payWith": "EXISTING_PAYMENT_METHOD"
            }
        ]
    },
    "paymentCycle": "ONCE",
    "transactionType": {
        "name": "AUTH"
    },
    "ssoEnabledInd": "false",
    "threeDSecurePaReq": "",
    "threeDSecureURL": "",
    "threeDSecureVISAPit": "",
    "realexRequestId": "",
    "threeDSecureEncodedMD": "",
    "password": "password",
    "invoiceNumber": "",
    "sameAsUserAddress": [false, false]
}

Response (Tokenized Payment Method)

{
    "tiList": [{
            "id": 9,
            "originalOrderId": "ad8b0c64-9422-4c5b-9e7f-ce4fdb05689b",
            "pymtGtwyRefNumber": "5130113685966430204009",
            "authCode": "832000",
            "parentPymtGtwyRefNumber": null,
            "paymentGateway": {
                "id": null,
                "paymentGatewayType": {
                    "value": "CyberSource",
                    "name": "CYBERSOURCE"
                },
                "displayName": null,
                "createdDateTime": null,
                "lastUpdatedDateTime": null
            },
            "money": {
                "amount": 10.000,
                "currency": {
                    "id": null,
                    "currencyCode": "USD",
                    "currencyText": null,
                    "currencySymbol": null,
                    "fractionalUnit": null,
                    "numOfDecimalPlaces": null,
                    "supportedByVisaCheckout": false,
                    "createdDateTime": null
                }
            },
            "orderId": "ad8b0c64-9422-4c5b-9e7f-ce4fdb05689b",
            "splitPaymentsTxnSequence": "2",
            "encryptedPaymentMethod": "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",
            "paymentMethodType": {
                "value": "VISA Debit",
                "name": "VISA_DEBIT"
            },
            "encodedMetaData": null,
            "responseMsg": "ACCEPT",
            "responseCode": "100",
            "createdDateTime": 1513011369000,
            "lastUpdatedDateTime": null,
            "transactionStatus": {
                "value": "Success",
                "name": "SUCCESS"
            },
            "application": {
                "id": 1,
                "applicationName": "Test Channel",
                "channelStatus": {
                    "value": "Active",
                    "name": "ACTIVE"
                },
                "channelType": {
                    "value": "Internal",
                    "name": "INTERNAL"
                },
                "createdDateTime": 1513010147000,
                "companyId": 1,
                "lockedDateTime": null,
                "lockedByUserId": null,
                "paymentMethods": [{
                        "id": 5,
                        "paymentMethodType": {
                            "value": "PINless Debit Card",
                            "name": "PIN_LESS_DEBIT_CARD"
                        },
                        "paymentGateway": {
                            "id": null,
                            "paymentGatewayType": {
                                "value": "CyberSource",
                                "name": "CYBERSOURCE"
                            },
                            "displayName": null,
                            "createdDateTime": null,
                            "lastUpdatedDateTime": null
                        },
                        "cardBrand": {
                            "value": "VISA Debit",
                            "name": "VISA_DEBIT"
                        },
                        "cardId": 133,
                        "createdUserId": 1,
                        "lastModifiedUserId": null,
                        "createdDateTime": 1513010181000,
                        "lastUpdatedDateTime": null,
                        "position": 42
                    }, {
                        "id": 1,
                        "paymentMethodType": {
                            "value": "Credit Card",
                            "name": "CREDIT_CARD"
                        },
                        "paymentGateway": {
                            "id": null,
                            "paymentGatewayType": {
                                "value": "CyberSource",
                                "name": "CYBERSOURCE"
                            },
                            "displayName": null,
                            "createdDateTime": null,
                            "lastUpdatedDateTime": null
                        },
                        "cardBrand": {
                            "value": "VISA",
                            "name": "VISA"
                        },
                        "cardId": 101,
                        "createdUserId": 1,
                        "lastModifiedUserId": null,
                        "createdDateTime": 1513010180000,
                        "lastUpdatedDateTime": null,
                        "position": 11
                    }, {
                        "id": 7,
                        "paymentMethodType": {
                            "value": "eCheck",
                            "name": "ECHECK"
                        },
                        "paymentGateway": {
                            "id": null,
                            "paymentGatewayType": {
                                "value": "CyberSource",
                                "name": "CYBERSOURCE"
                            },
                            "displayName": null,
                            "createdDateTime": null,
                            "lastUpdatedDateTime": null
                        },
                        "cardBrand": {
                            "value": "eCheck",
                            "name": "ECHECK"
                        },
                        "cardId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": null,
                        "createdDateTime": 1513010181000,
                        "lastUpdatedDateTime": null,
                        "position": 47
                    }, {
                        "id": 9,
                        "paymentMethodType": {
                            "value": "PayPal",
                            "name": "PAYPAL"
                        },
                        "paymentGateway": {
                            "id": null,
                            "paymentGatewayType": {
                                "value": "PayPal",
                                "name": "PAYPAL"
                            },
                            "displayName": null,
                            "createdDateTime": null,
                            "lastUpdatedDateTime": null
                        },
                        "cardBrand": {
                            "value": "PayPal",
                            "name": "PAYPAL"
                        },
                        "cardId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": null,
                        "createdDateTime": 1513010181000,
                        "lastUpdatedDateTime": null,
                        "position": 50
                    }, {
                        "id": 8,
                        "paymentMethodType": {
                            "value": "VISA Checkout",
                            "name": "VISA_CHECKOUT"
                        },
                        "paymentGateway": {
                            "id": null,
                            "paymentGatewayType": {
                                "value": "CyberSource",
                                "name": "CYBERSOURCE"
                            },
                            "displayName": null,
                            "createdDateTime": null,
                            "lastUpdatedDateTime": null
                        },
                        "cardBrand": {
                            "value": "VISA Checkout",
                            "name": "VISA_CHECKOUT"
                        },
                        "cardId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": null,
                        "createdDateTime": 1513010181000,
                        "lastUpdatedDateTime": null,
                        "position": 48
                    }
                ],
                "createdUserId": 1,
                "lastModifiedUserId": 1,
                "userCount": null,
                "assignedPaymentMethods": null,
                "message": null
            },
            "geolocationInfo": "{\"city\":\"Arnold\",\"country\":{\"name\":\"United States\",\"code\":\"US\"},\"location\":{\"accuracy_radius\":1000,\"latitude\":38.4231,\"longitude\":-90.4006,\"time_zone\":\"America/Chicago\"},\"ip\":\"74.223.27.18\",\"remoteHost\":\"127.0.0.1\",\"userAgent\":\"Mozilla/5.0 (Windows NT 6.1; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/63.0.3239.84 Safari/537.36\"}",
            "transactionType": {
                "value": "Sale",
                "name": "SALE"
            },
            "batchStatus": {
                "value": "Processed",
                "name": "PROCESSED"
            },
            "lockedDateTime": null,
            "lockedByUserId": null,
            "createdUserId": 3,
            "lastModifiedUserId": null,
            "reconcileTransactionRefNumber": "832000",
            "batchID": null,
            "voidActionInd": false,
            "refundActionInd": false,
            "captureActionInd": false,
            "paymentType": "SINGLE_PAYMENT",
            "recurringInd": false,
            "paymentCycle": "ONCE",
            "totalRefundedAmount": null,
            "refundStatus": {
                "value": "None",
                "name": "NONE"
            },
            "refundMethod": null,
            "scheduledPaymentDateTime": null,
            "subscriptionId": "9909000191272296",
            "transactionOwnerId": 3,
            "vcOrderId": null,
            "invoiceNumber": "",
            "returnURL": null,
            "cancelURL": null,
            "geoLocation": null,
            "paymentRedirectURL": null,
            "cardType": null,
            "realex3DSecureVISAPit": "",
            "realex3DSecureURL": "",
            "realex3DSecurePaReq": "",
            "realex3DSecureEncodedMD": "",
            "realexRequestID": "",
            "createdUserName": null,
            "capturePymtGtwyRefNumber": null,
            "transactionOwnerUserName": null,
            "ipaymentMethod": null,
            "ssoenabledInd": ""
        }
    ]
}

eCheck Payment

Request (New Payment Method)

{
    "money": {
        "amount": "10.00",
        "currency": {
            "currencyCode": "USD"
        }
    },
    "paymentType": "SINGLE_PAYMENT",
    "consolidatedPayInfo": {
        "payments": [{
                "type": "echeck",
                "paymentMethodType": "ECHECK",
                "cardNetworkName": "",
                "firstName": "John",
                "lastName": "Smith",
                "processDebitOrCredit": "",
                "subscriptionId": "",
                "routingNumber": "121042882",
                "accountNumber": "4100",
                "bankName": "WELLS FARGO BANK NA",
                "accountType": "CHECKING",
                "billingAddress": {
                    "country": "USA",
                    "state": "GA",
                    "city": "Atlanta",
                    "addressLine1": "123 Maple Street",
                    "addressLine2": "Apt. 2A",
                    "zipCode": "12345"
                },
                "money": {
                    "amount": "10.00",
                    "currency": {
                        "currencyCode": "USD"
                    }
                },
                "paymentGatewayType": {
                    "name": "CYBERSOURCE"
                },
                "payWith": "NEW_PAYMENT_METHOD"
            }
        ]
    },
    "paymentCycle": "ONCE",
    "transactionType": {
        "name": "AUTH"
    },
    "ssoEnabledInd": "false",
    "threeDSecurePaReq": "",
    "threeDSecureURL": "",
    "threeDSecureVISAPit": "",
    "realexRequestId": "",
    "threeDSecureEncodedMD": "",
    "password": "password",
    "invoiceNumber": "",
    "sameAsUserAddress": [false, false]
}

Response (New Payment Method)

{
    "tiList": [{
            "id": 10,
            "originalOrderId": "781c0b67-368e-4c6a-8f92-42837bd923b9",
            "pymtGtwyRefNumber": "5130114238216411504011",
            "authCode": "123456",
            "parentPymtGtwyRefNumber": null,
            "paymentGateway": {
                "id": null,
                "paymentGatewayType": {
                    "value": "CyberSource",
                    "name": "CYBERSOURCE"
                },
                "displayName": null,
                "createdDateTime": null,
                "lastUpdatedDateTime": null
            },
            "money": {
                "amount": 10.000,
                "currency": {
                    "id": null,
                    "currencyCode": "USD",
                    "currencyText": null,
                    "currencySymbol": null,
                    "fractionalUnit": null,
                    "numOfDecimalPlaces": null,
                    "supportedByVisaCheckout": false,
                    "createdDateTime": null
                }
            },
            "orderId": "781c0b67-368e-4c6a-8f92-42837bd923b9",
            "splitPaymentsTxnSequence": "2",
            "encryptedPaymentMethod": "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",
            "paymentMethodType": {
                "value": "eCheck",
                "name": "ECHECK"
            },
            "encodedMetaData": null,
            "responseMsg": "ACCEPT",
            "responseCode": "100",
            "createdDateTime": 1513011424000,
            "lastUpdatedDateTime": null,
            "transactionStatus": {
                "value": "Success",
                "name": "SUCCESS"
            },
            "application": {
                "id": 1,
                "applicationName": "Test Channel",
                "channelStatus": {
                    "value": "Active",
                    "name": "ACTIVE"
                },
                "channelType": {
                    "value": "Internal",
                    "name": "INTERNAL"
                },
                "createdDateTime": 1513010147000,
                "companyId": 1,
                "lockedDateTime": null,
                "lockedByUserId": null,
                "paymentMethods": [{
                        "id": 5,
                        "paymentMethodType": {
                            "value": "PINless Debit Card",
                            "name": "PIN_LESS_DEBIT_CARD"
                        },
                        "paymentGateway": {
                            "id": null,
                            "paymentGatewayType": {
                                "value": "CyberSource",
                                "name": "CYBERSOURCE"
                            },
                            "displayName": null,
                            "createdDateTime": null,
                            "lastUpdatedDateTime": null
                        },
                        "cardBrand": {
                            "value": "VISA Debit",
                            "name": "VISA_DEBIT"
                        },
                        "cardId": 133,
                        "createdUserId": 1,
                        "lastModifiedUserId": null,
                        "createdDateTime": 1513010181000,
                        "lastUpdatedDateTime": null,
                        "position": 42
                    }, {
                        "id": 1,
                        "paymentMethodType": {
                            "value": "Credit Card",
                            "name": "CREDIT_CARD"
                        },
                        "paymentGateway": {
                            "id": null,
                            "paymentGatewayType": {
                                "value": "CyberSource",
                                "name": "CYBERSOURCE"
                            },
                            "displayName": null,
                            "createdDateTime": null,
                            "lastUpdatedDateTime": null
                        },
                        "cardBrand": {
                            "value": "VISA",
                            "name": "VISA"
                        },
                        "cardId": 101,
                        "createdUserId": 1,
                        "lastModifiedUserId": null,
                        "createdDateTime": 1513010180000,
                        "lastUpdatedDateTime": null,
                        "position": 11
                    }, {
                        "id": 7,
                        "paymentMethodType": {
                            "value": "eCheck",
                            "name": "ECHECK"
                        },
                        "paymentGateway": {
                            "id": null,
                            "paymentGatewayType": {
                                "value": "CyberSource",
                                "name": "CYBERSOURCE"
                            },
                            "displayName": null,
                            "createdDateTime": null,
                            "lastUpdatedDateTime": null
                        },
                        "cardBrand": {
                            "value": "eCheck",
                            "name": "ECHECK"
                        },
                        "cardId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": null,
                        "createdDateTime": 1513010181000,
                        "lastUpdatedDateTime": null,
                        "position": 47
                    }, {
                        "id": 9,
                        "paymentMethodType": {
                            "value": "PayPal",
                            "name": "PAYPAL"
                        },
                        "paymentGateway": {
                            "id": null,
                            "paymentGatewayType": {
                                "value": "PayPal",
                                "name": "PAYPAL"
                            },
                            "displayName": null,
                            "createdDateTime": null,
                            "lastUpdatedDateTime": null
                        },
                        "cardBrand": {
                            "value": "PayPal",
                            "name": "PAYPAL"
                        },
                        "cardId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": null,
                        "createdDateTime": 1513010181000,
                        "lastUpdatedDateTime": null,
                        "position": 50
                    }, {
                        "id": 8,
                        "paymentMethodType": {
                            "value": "VISA Checkout",
                            "name": "VISA_CHECKOUT"
                        },
                        "paymentGateway": {
                            "id": null,
                            "paymentGatewayType": {
                                "value": "CyberSource",
                                "name": "CYBERSOURCE"
                            },
                            "displayName": null,
                            "createdDateTime": null,
                            "lastUpdatedDateTime": null
                        },
                        "cardBrand": {
                            "value": "VISA Checkout",
                            "name": "VISA_CHECKOUT"
                        },
                        "cardId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": null,
                        "createdDateTime": 1513010181000,
                        "lastUpdatedDateTime": null,
                        "position": 48
                    }
                ],
                "createdUserId": 1,
                "lastModifiedUserId": 1,
                "userCount": null,
                "assignedPaymentMethods": null,
                "message": null
            },
            "geolocationInfo": "{\"city\":\"Arnold\",\"country\":{\"name\":\"United States\",\"code\":\"US\"},\"location\":{\"accuracy_radius\":1000,\"latitude\":38.4231,\"longitude\":-90.4006,\"time_zone\":\"America/Chicago\"},\"ip\":\"74.223.27.18\",\"remoteHost\":\"127.0.0.1\",\"userAgent\":\"Mozilla/5.0 (Windows NT 6.1; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/63.0.3239.84 Safari/537.36\"}",
            "transactionType": {
                "value": "Sale",
                "name": "SALE"
            },
            "batchStatus": {
                "value": "Processed",
                "name": "PROCESSED"
            },
            "lockedDateTime": null,
            "lockedByUserId": null,
            "createdUserId": 3,
            "lastModifiedUserId": null,
            "reconcileTransactionRefNumber": null,
            "batchID": null,
            "voidActionInd": false,
            "refundActionInd": false,
            "captureActionInd": false,
            "paymentType": "SINGLE_PAYMENT",
            "recurringInd": false,
            "paymentCycle": "ONCE",
            "totalRefundedAmount": null,
            "refundStatus": {
                "value": "None",
                "name": "NONE"
            },
            "refundMethod": null,
            "scheduledPaymentDateTime": null,
            "subscriptionId": "",
            "transactionOwnerId": 3,
            "vcOrderId": null,
            "invoiceNumber": "",
            "returnURL": null,
            "cancelURL": null,
            "geoLocation": null,
            "paymentRedirectURL": null,
            "cardType": null,
            "realex3DSecureVISAPit": "",
            "realex3DSecureURL": "",
            "realex3DSecurePaReq": "",
            "realex3DSecureEncodedMD": "",
            "realexRequestID": "",
            "createdUserName": null,
            "capturePymtGtwyRefNumber": null,
            "transactionOwnerUserName": null,
            "ipaymentMethod": null,
            "ssoenabledInd": ""
        }
    ]
}

Request (Tokenized Payment Method)

{
    "money": {
        "amount": "10.00",
        "currency": {
            "currencyCode": "USD"
        }
    },
    "paymentType": "SINGLE_PAYMENT",
    "consolidatedPayInfo": {
        "payments": [{
                "type": "echeck",
                "paymentMethodType": "ECHECK",
                "cardNetworkName": "",
                "firstName": "",
                "lastName": "",
                "processDebitOrCredit": "",
                "subscriptionId": "9909000191270928",
                "routingNumber": "",
                "accountNumber": "Ending in 4100",
                "bankName": "",
                "accountType": "",
                "billingAddress": {
                    "country": "USA",
                    "state": "AL",
                    "city": "",
                    "addressLine1": "",
                    "addressLine2": "",
                    "zipCode": ""
                },
                "money": {
                    "amount": "10.00",
                    "currency": {
                        "currencyCode": "USD"
                    }
                },
                "paymentGatewayType": {
                    "name": "CYBERSOURCE"
                },
                "payWith": "EXISTING_PAYMENT_METHOD"
            }
        ]
    },
    "paymentCycle": "ONCE",
    "transactionType": {
        "name": "AUTH"
    },
    "ssoEnabledInd": "false",
    "threeDSecurePaReq": "",
    "threeDSecureURL": "",
    "threeDSecureVISAPit": "",
    "realexRequestId": "",
    "threeDSecureEncodedMD": "",
    "password": "password",
    "invoiceNumber": "",
    "sameAsUserAddress": [false, false]
}

Response (Tokenized Payment Method)

{
    "tiList": [{
            "id": 11,
            "originalOrderId": "f05b9dcc-caa4-4d1b-a53c-8cacf3d90d1c",
            "pymtGtwyRefNumber": "5130114638586458204009",
            "authCode": "123456",
            "parentPymtGtwyRefNumber": null,
            "paymentGateway": {
                "id": null,
                "paymentGatewayType": {
                    "value": "CyberSource",
                    "name": "CYBERSOURCE"
                },
                "displayName": null,
                "createdDateTime": null,
                "lastUpdatedDateTime": null
            },
            "money": {
                "amount": 10.000,
                "currency": {
                    "id": null,
                    "currencyCode": "USD",
                    "currencyText": null,
                    "currencySymbol": null,
                    "fractionalUnit": null,
                    "numOfDecimalPlaces": null,
                    "supportedByVisaCheckout": false,
                    "createdDateTime": null
                }
            },
            "orderId": "f05b9dcc-caa4-4d1b-a53c-8cacf3d90d1c",
            "splitPaymentsTxnSequence": "2",
            "encryptedPaymentMethod": "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",
            "paymentMethodType": {
                "value": "eCheck",
                "name": "ECHECK"
            },
            "encodedMetaData": null,
            "responseMsg": "ACCEPT",
            "responseCode": "100",
            "createdDateTime": 1513011464000,
            "lastUpdatedDateTime": null,
            "transactionStatus": {
                "value": "Success",
                "name": "SUCCESS"
            },
            "application": {
                "id": 1,
                "applicationName": "Test Channel",
                "channelStatus": {
                    "value": "Active",
                    "name": "ACTIVE"
                },
                "channelType": {
                    "value": "Internal",
                    "name": "INTERNAL"
                },
                "createdDateTime": 1513010147000,
                "companyId": 1,
                "lockedDateTime": null,
                "lockedByUserId": null,
                "paymentMethods": [{
                        "id": 5,
                        "paymentMethodType": {
                            "value": "PINless Debit Card",
                            "name": "PIN_LESS_DEBIT_CARD"
                        },
                        "paymentGateway": {
                            "id": null,
                            "paymentGatewayType": {
                                "value": "CyberSource",
                                "name": "CYBERSOURCE"
                            },
                            "displayName": null,
                            "createdDateTime": null,
                            "lastUpdatedDateTime": null
                        },
                        "cardBrand": {
                            "value": "VISA Debit",
                            "name": "VISA_DEBIT"
                        },
                        "cardId": 133,
                        "createdUserId": 1,
                        "lastModifiedUserId": null,
                        "createdDateTime": 1513010181000,
                        "lastUpdatedDateTime": null,
                        "position": 42
                    }, {
                        "id": 1,
                        "paymentMethodType": {
                            "value": "Credit Card",
                            "name": "CREDIT_CARD"
                        },
                        "paymentGateway": {
                            "id": null,
                            "paymentGatewayType": {
                                "value": "CyberSource",
                                "name": "CYBERSOURCE"
                            },
                            "displayName": null,
                            "createdDateTime": null,
                            "lastUpdatedDateTime": null
                        },
                        "cardBrand": {
                            "value": "VISA",
                            "name": "VISA"
                        },
                        "cardId": 101,
                        "createdUserId": 1,
                        "lastModifiedUserId": null,
                        "createdDateTime": 1513010180000,
                        "lastUpdatedDateTime": null,
                        "position": 11
                    }, {
                        "id": 7,
                        "paymentMethodType": {
                            "value": "eCheck",
                            "name": "ECHECK"
                        },
                        "paymentGateway": {
                            "id": null,
                            "paymentGatewayType": {
                                "value": "CyberSource",
                                "name": "CYBERSOURCE"
                            },
                            "displayName": null,
                            "createdDateTime": null,
                            "lastUpdatedDateTime": null
                        },
                        "cardBrand": {
                            "value": "eCheck",
                            "name": "ECHECK"
                        },
                        "cardId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": null,
                        "createdDateTime": 1513010181000,
                        "lastUpdatedDateTime": null,
                        "position": 47
                    }, {
                        "id": 9,
                        "paymentMethodType": {
                            "value": "PayPal",
                            "name": "PAYPAL"
                        },
                        "paymentGateway": {
                            "id": null,
                            "paymentGatewayType": {
                                "value": "PayPal",
                                "name": "PAYPAL"
                            },
                            "displayName": null,
                            "createdDateTime": null,
                            "lastUpdatedDateTime": null
                        },
                        "cardBrand": {
                            "value": "PayPal",
                            "name": "PAYPAL"
                        },
                        "cardId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": null,
                        "createdDateTime": 1513010181000,
                        "lastUpdatedDateTime": null,
                        "position": 50
                    }, {
                        "id": 8,
                        "paymentMethodType": {
                            "value": "VISA Checkout",
                            "name": "VISA_CHECKOUT"
                        },
                        "paymentGateway": {
                            "id": null,
                            "paymentGatewayType": {
                                "value": "CyberSource",
                                "name": "CYBERSOURCE"
                            },
                            "displayName": null,
                            "createdDateTime": null,
                            "lastUpdatedDateTime": null
                        },
                        "cardBrand": {
                            "value": "VISA Checkout",
                            "name": "VISA_CHECKOUT"
                        },
                        "cardId": null,
                        "createdUserId": 1,
                        "lastModifiedUserId": null,
                        "createdDateTime": 1513010181000,
                        "lastUpdatedDateTime": null,
                        "position": 48
                    }
                ],
                "createdUserId": 1,
                "lastModifiedUserId": 1,
                "userCount": null,
                "assignedPaymentMethods": null,
                "message": null
            },
            "geolocationInfo": "{\"city\":\"Arnold\",\"country\":{\"name\":\"United States\",\"code\":\"US\"},\"location\":{\"accuracy_radius\":1000,\"latitude\":38.4231,\"longitude\":-90.4006,\"time_zone\":\"America/Chicago\"},\"ip\":\"74.223.27.18\",\"remoteHost\":\"127.0.0.1\",\"userAgent\":\"Mozilla/5.0 (Windows NT 6.1; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/63.0.3239.84 Safari/537.36\"}",
            "transactionType": {
                "value": "Sale",
                "name": "SALE"
            },
            "batchStatus": {
                "value": "Processed",
                "name": "PROCESSED"
            },
            "lockedDateTime": null,
            "lockedByUserId": null,
            "createdUserId": 3,
            "lastModifiedUserId": null,
            "reconcileTransactionRefNumber": null,
            "batchID": null,
            "voidActionInd": false,
            "refundActionInd": false,
            "captureActionInd": false,
            "paymentType": "SINGLE_PAYMENT",
            "recurringInd": false,
            "paymentCycle": "ONCE",
            "totalRefundedAmount": null,
            "refundStatus": {
                "value": "None",
                "name": "NONE"
            },
            "refundMethod": null,
            "scheduledPaymentDateTime": null,
            "subscriptionId": "9909000191270928",
            "transactionOwnerId": 3,
            "vcOrderId": null,
            "invoiceNumber": "",
            "returnURL": null,
            "cancelURL": null,
            "geoLocation": null,
            "paymentRedirectURL": null,
            "cardType": null,
            "realex3DSecureVISAPit": "",
            "realex3DSecureURL": "",
            "realex3DSecurePaReq": "",
            "realex3DSecureEncodedMD": "",
            "realexRequestID": "",
            "createdUserName": null,
            "capturePymtGtwyRefNumber": null,
            "transactionOwnerUserName": null,
            "ipaymentMethod": null,
            "ssoenabledInd": ""
        }
    ]
}